Protecting property is a top priority for Boca Raton residents, but navigating the differences between condo insurance and homeowner’s insurance can be challenging. Each type of coverage serves specific needs and caters to different types of property ownership. Understanding these distinctions is essential to making informed decisions. All Risk Insurance Group provides guidance to help residents choose the right policy for their needs, ensuring their assets are protected. The Basics of Condo Insurance Condo insurance, also known as HO6 insurance, is designed specifically for condominium owners. This type of insurance policy typically covers the interior of your condo unit, including walls, floors, and fixtures. It also provides coverage for personal belongings, liability protection, and loss of use in case your condo becomes uninhabitable due to a covered event. However, it’s important to note that condo insurance does not cover the building itself or any common areas, as those are t...